Minimum Liability Requirements by State, 2007
Note that these may not completely cover your liability in the case of a serious accident.
| State | Bodily Injury Per Person | Bodily Injury Per Incident | Property Damage Per Incident |
|---|---|---|---|
| AK | 50,000 | 100,000 | 25,000 |
| AL | 20,000 | 40,000 | 10,000 |
| AR | 25,000 | 50,000 | 25,000 |
| AZ | 15,000 | 30,000 | 10,000 |
| CA | 15,000 | 30,000 | 5,000 |
| CO | 25,000 | 50,000 | 15,000 |
| CT | 20,000 | 40,000 | 10,000 |
| DC | 25,000 | 50,000 | 10,000 |
| DE | 15,000 | 30,000 | 5,000 |
| FL | 10,000 | 20,000 | 10,000 |
| GA | 25,000 | 50,000 | 25,000 |
| HI | 20,000 | 40,000 | 10,000 |
| IA | 20,000 | 40,000 | 15,000 |
| ID | 25,000 | 50,000 | 15,000 |
| IL | 20,000 | 40,000 | 15,000 |
| IN | 25,000 | 50,000 | 10,000 |
| KS | 25,000 | 50,000 | 10,000 |
| KY | 25,000 | 50,000 | 10,000 |
| LA | 10,000 | 20,000 | 10,000 |
| MA | 20,000 | 40,000 | 5,000 |
| MD | 20,000 | 40,000 | 15,000 |
| ME | 50,000 | 100,000 | 25,000 |
| MI | 20,000 | 40,000 | 10,000 |
| MN | 30,000 | 60,000 | 10,000 |
| MO | 25,000 | 50,000 | 10,000 |
| MS | 10,000 | 20,000 | 5,000 |
| MT | 25,000 | 50,000 | 10,000 |
| NC | 30,000 | 60,000 | 25,000 |
| ND | 25,000 | 50,000 | 25,000 |
| NE | 25,000 | 50,000 | 25,000 |
| NH | 25,000 | 50,000 | 25,000 |
| NJ | 15,000 | 30,000 | 5,000 |
| NM | 25,000 | 50,000 | 10,000 |
| NV | 15,000 | 30,000 | 10,000 |
| NY | 25,000 | 50,000 | 10,000 |
| OH | 12,500 | 25,000 | 7,500 |
| OK | 10,000 | 20,000 | 10,000 |
| OR | 25,000 | 50,000 | 10,000 |
| PA | 15,000 | 30,000 | 5,000 |
| RI | 25,000 | 50,000 | 25,000 |
| SC | 15,000 | 30,000 | 10,000 |
| SD | 25,000 | 50,000 | 25,000 |
| TN | 25,000 | 50,000 | 10,000 |
| TX | 20,000 | 40,000 | 15,000 |
| UT | 25,000 | 50,000 | 15,000 |
| VA | 25,000 | 50,000 | 20,000 |
| VT | 25,000 | 50,000 | 10,000 |
| WA | 25,000 | 50,000 | 10,000 |
| WI | 25,000 | 50,000 | 10,000 |
| WV | 20,000 | 40,000 | 10,000 |
| WY | 25,000 | 50,000 | 20,000 |