Fort Myers Car Insurance
Overall, the auto insurance market in Florida is pretty expensive. Its the fifth most expensive state for car insurance. Fort Myers is no exception. Even though its only a mid-size city, Fort Myers has a big problem with car theft. 220 cars were stolen in 2016 - a rate well about the national average.
Maybe it's the high prices, but there are a surprisingly large number of car insurance agencies in Fort Myers. With 120 agencies, there is one for every 638 residents. Twenty-eight different companies are represented, with most of the major carriers offering insurance in the area.
Many people overpay for auto insurance. Here are a few ways to get a cheap rate.
• Get quotes regularly. Your rates should go down over time as your car or truck depreciates and your driving record improves. If not, negotiate a lower rate, or get quotes from other companies.
• Compare quotes accurately. Rates can vary greatly depending on the level of coverage offered. When comparing rates, make sure that the insurance offered is equivalent. Keep in mind that state minimum insurance may not protect you completely.
• Discuss your options. Talk with an agent to determine if collision, comprehensive, or personal injury protection are a good value. Individual insurance needs vary greatly.