To get the best price, get quotes from several companies and call local agents.
By Texas standards, Tyler should be a great place to buy auto insurance. Car thefts are way below the national average, at just 151 per 100,000 people. Furthermore, Tyler residents take just 19.6 minutes to commute to work. This short commute time means less driving, and fewer accidents.
Neverthless, car insurance rates in Tyler are above the state average. And Texas isn't cheap to begin with - with average rates of $150/month. The good news is there are a lot of choices in Tyler. There are 100 different agencies offering car insurance from 29 different companies, including all the major carriers.
Many people overpay for auto insurance. Here are a few ways to get a cheap rate.
Get quotes regularly. Your rates should go down over time as your car or truck depreciates and your driving record improves. If not, negotiate a lower rate, or get quotes from other companies.
Compare quotes accurately. Rates can vary greatly depending on the level of coverage offered. When comparing rates, make sure that the insurance offered is equivalent. Keep in mind that state minimum insurance may not protect you completely.
Discuss your options. Talk with an agent to determine if collision, comprehensive, or personal injury protection are a good value. Individual insurance needs vary greatly.