$76,000 Car Loan

What's the monthly payment on a $76,000 car?
$
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%
Monthly payment = $1,380
Total yearly payments = $16,555
Payments by Interest Rate
Interest Rate Monthly Payment
2.0% $1,319
3.0% $1,346
4.0% $1,373
5.0% $1,400
6.0% $1,428
7.0% $1,456
8.0% $1,484
9.0% $1,513
10.0% $1,542
Payments by Amount Down
Down Monthly Payment
$0 $1,725
$2,000 $1,679
$5,000 $1,611
$8,000 $1,543
$10,000 $1,498
$15,000 $1,384
Payments by Loan Length
Length Payment
24 months $2,647
36 months $1,802
48 months $1,380
60 months $1,127
72 months $958
84 months $838

Can I afford a $76,000 car?

Is your salary enough to buy a $76,000 vehicle? A general rule of thumb for buying a car or truck is the 20 / 4 / 10 rule.

  • Make a down payment of at least 20% cash. For a $76,000 vehicle, this would mean saving up $15,200.
  • Pay back the loan in 4 years or less.
  • Don't spend more than 10% of your income on payments and insurance. Rough estimate: your annual income should be at least 2.5 times the purchase price. So to afford a car that costs $76,000, you would need to make at least $190,000 per year.