$76,700 Car Loan

What's the monthly payment on a $76,700 car?
$
$
%
Monthly payment = $1,392
Total yearly payments = $16,708
Payments by Interest Rate
Interest Rate Monthly Payment
2.0% $1,331
3.0% $1,358
4.0% $1,385
5.0% $1,413
6.0% $1,441
7.0% $1,469
8.0% $1,498
9.0% $1,527
10.0% $1,556
Payments by Amount Down
Down Monthly Payment
$0 $1,740
$2,000 $1,695
$5,000 $1,627
$8,000 $1,559
$10,000 $1,513
$15,000 $1,400
Payments by Loan Length
Length Payment
24 months $2,671
36 months $1,818
48 months $1,392
60 months $1,137
72 months $967
84 months $846

Can I afford a $76,700 car?

Is your salary enough to buy a $76,700 vehicle? A general rule of thumb for buying a car or truck is the 20 / 4 / 10 rule.

  • Make a down payment of at least 20% cash. For a $76,700 vehicle, this would mean saving up $15,340.
  • Pay back the loan in 4 years or less.
  • Don't spend more than 10% of your income on payments and insurance. Rough estimate: your annual income should be at least 2.5 times the purchase price. So to afford a car that costs $76,700, you would need to make at least $191,750 per year.