$77,800 Car Loan

What's the monthly payment on a $77,800 car?
$
$
%
Monthly payment = $1,412
Total yearly payments = $16,948
Payments by Interest Rate
Interest Rate Monthly Payment
2.0% $1,350
3.0% $1,378
4.0% $1,405
5.0% $1,433
6.0% $1,462
7.0% $1,490
8.0% $1,519
9.0% $1,549
10.0% $1,579
Payments by Amount Down
Down Monthly Payment
$0 $1,765
$2,000 $1,720
$5,000 $1,652
$8,000 $1,584
$10,000 $1,538
$15,000 $1,425
Payments by Loan Length
Length Payment
24 months $2,710
36 months $1,845
48 months $1,412
60 months $1,153
72 months $981
84 months $858

Can I afford a $77,800 car?

Is your salary enough to buy a $77,800 vehicle? A general rule of thumb for buying a car or truck is the 20 / 4 / 10 rule.

  • Make a down payment of at least 20% cash. For a $77,800 vehicle, this would mean saving up $15,560.
  • Pay back the loan in 4 years or less.
  • Don't spend more than 10% of your income on payments and insurance. Rough estimate: your annual income should be at least 2.5 times the purchase price. So to afford a car that costs $77,800, you would need to make at least $194,500 per year.