$82,000 Car Loan

What's the monthly payment on a $82,000 car?
$
$
%
Monthly payment = $1,489
Total yearly payments = $17,862
Payments by Interest Rate
Interest Rate Monthly Payment
2.0% $1,423
3.0% $1,452
4.0% $1,481
5.0% $1,511
6.0% $1,541
7.0% $1,571
8.0% $1,601
9.0% $1,632
10.0% $1,664
Payments by Amount Down
Down Monthly Payment
$0 $1,861
$2,000 $1,815
$5,000 $1,747
$8,000 $1,679
$10,000 $1,634
$15,000 $1,520
Payments by Loan Length
Length Payment
24 months $2,856
36 months $1,944
48 months $1,489
60 months $1,216
72 months $1,034
84 months $904

Can I afford a $82,000 car?

Is your salary enough to buy a $82,000 vehicle? A general rule of thumb for buying a car or truck is the 20 / 4 / 10 rule.

  • Make a down payment of at least 20% cash. For a $82,000 vehicle, this would mean saving up $16,400.
  • Pay back the loan in 4 years or less.
  • Don't spend more than 10% of your income on payments and insurance. Rough estimate: your annual income should be at least 2.5 times the purchase price. So to afford a car that costs $82,000, you would need to make at least $205,000 per year.