$100 at 12% Interest for 40 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 40 years at 12% interest, your initial investment of $100 will have grown to $9,305.
You will have earned $9,205 in interest.
How much will savings of $100 be worth in 40 years if invested at a 12.00% interest rate?
This calculator determines the future value of $100 invested for 40 years at a constant yield of 12.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $100 at 12% Interest
| Year | Amount |
|---|---|
| 0 | $100.00 |
| 1 | $112.00 |
| 2 | $125.44 |
| 3 | $140.49 |
| 4 | $157.35 |
| 5 | $176.23 |
| 6 | $197.38 |
| 7 | $221.07 |
| 8 | $247.60 |
| 9 | $277.31 |
| 10 | $310.58 |
| 11 | $347.85 |
| 12 | $389.60 |
| 13 | $436.35 |
| 14 | $488.71 |
| 15 | $547.36 |
| 16 | $613.04 |
| 17 | $686.60 |
| 18 | $769.00 |
| 19 | $861.28 |
| 20 | $964.63 |
| 21 | $1,080 |
| 22 | $1,210 |
| 23 | $1,355 |
| 24 | $1,518 |
| 25 | $1,700 |
| 26 | $1,904 |
| 27 | $2,132 |
| 28 | $2,388 |
| 29 | $2,675 |
| 30 | $2,996 |
| 31 | $3,356 |
| 32 | $3,758 |
| 33 | $4,209 |
| 34 | $4,714 |
| 35 | $5,280 |
| 36 | $5,914 |
| 37 | $6,623 |
| 38 | $7,418 |
| 39 | $8,308 |
| 40 | $9,305 |
$100 for 40 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $148.89 |
| 2% | $220.80 |
| 3% | $326.20 |
| 4% | $480.10 |
| 5% | $704.00 |
| 6% | $1,029 |
| 8% | $2,172 |
| 10% | $4,526 |
| 12% | $9,305 |
| 15% | $26,786 |
| 20% | $146,977 |