$1,000 at 12% Interest for 40 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 40 years at 12% interest, your initial investment of $1,000 will have grown to $93,051.
You will have earned $92,051 in interest.
How much will savings of $1,000 be worth in 40 years if invested at a 12.00% interest rate?
This calculator determines the future value of $1k invested for 40 years at a constant yield of 12.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $1,000 at 12% Interest
| Year | Amount |
|---|---|
| 0 | $1,000 |
| 1 | $1,120 |
| 2 | $1,254 |
| 3 | $1,405 |
| 4 | $1,574 |
| 5 | $1,762 |
| 6 | $1,974 |
| 7 | $2,211 |
| 8 | $2,476 |
| 9 | $2,773 |
| 10 | $3,106 |
| 11 | $3,479 |
| 12 | $3,896 |
| 13 | $4,363 |
| 14 | $4,887 |
| 15 | $5,474 |
| 16 | $6,130 |
| 17 | $6,866 |
| 18 | $7,690 |
| 19 | $8,613 |
| 20 | $9,646 |
| 21 | $10,804 |
| 22 | $12,100 |
| 23 | $13,552 |
| 24 | $15,179 |
| 25 | $17,000 |
| 26 | $19,040 |
| 27 | $21,325 |
| 28 | $23,884 |
| 29 | $26,750 |
| 30 | $29,960 |
| 31 | $33,555 |
| 32 | $37,582 |
| 33 | $42,092 |
| 34 | $47,143 |
| 35 | $52,800 |
| 36 | $59,136 |
| 37 | $66,232 |
| 38 | $74,180 |
| 39 | $83,081 |
| 40 | $93,051 |
$1,000 for 40 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $1,489 |
| 2% | $2,208 |
| 3% | $3,262 |
| 4% | $4,801 |
| 5% | $7,040 |
| 6% | $10,286 |
| 8% | $21,725 |
| 10% | $45,259 |
| 12% | $93,051 |
| 15% | $267,864 |
| 20% | $1,469,772 |