$1,000 at 4% Interest for 40 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 40 years at 4% interest, your initial investment of $1,000 will have grown to $4,801.
You will have earned $3,801 in interest.
How much will savings of $1,000 be worth in 40 years if invested at a 4.00% interest rate?
This calculator determines the future value of $1k invested for 40 years at a constant yield of 4.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $1,000 at 4% Interest
| Year | Amount |
|---|---|
| 0 | $1,000 |
| 1 | $1,040 |
| 2 | $1,082 |
| 3 | $1,125 |
| 4 | $1,170 |
| 5 | $1,217 |
| 6 | $1,265 |
| 7 | $1,316 |
| 8 | $1,369 |
| 9 | $1,423 |
| 10 | $1,480 |
| 11 | $1,539 |
| 12 | $1,601 |
| 13 | $1,665 |
| 14 | $1,732 |
| 15 | $1,801 |
| 16 | $1,873 |
| 17 | $1,948 |
| 18 | $2,026 |
| 19 | $2,107 |
| 20 | $2,191 |
| 21 | $2,279 |
| 22 | $2,370 |
| 23 | $2,465 |
| 24 | $2,563 |
| 25 | $2,666 |
| 26 | $2,772 |
| 27 | $2,883 |
| 28 | $2,999 |
| 29 | $3,119 |
| 30 | $3,243 |
| 31 | $3,373 |
| 32 | $3,508 |
| 33 | $3,648 |
| 34 | $3,794 |
| 35 | $3,946 |
| 36 | $4,104 |
| 37 | $4,268 |
| 38 | $4,439 |
| 39 | $4,616 |
| 40 | $4,801 |
$1,000 for 40 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $1,489 |
| 2% | $2,208 |
| 3% | $3,262 |
| 4% | $4,801 |
| 5% | $7,040 |
| 6% | $10,286 |
| 8% | $21,725 |
| 10% | $45,259 |
| 12% | $93,051 |
| 15% | $267,864 |
| 20% | $1,469,772 |