$10,000 at 12% Interest for 20 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 20 years at 12% interest, your initial investment of $10,000 will have grown to $96,463.
You will have earned $86,463 in interest.
How much will savings of $10,000 be worth in 20 years if invested at a 12.00% interest rate?
This calculator determines the future value of $10k invested for 20 years at a constant yield of 12.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $10,000 at 12% Interest
| Year | Amount |
|---|---|
| 0 | $10,000 |
| 1 | $11,200 |
| 2 | $12,544 |
| 3 | $14,049 |
| 4 | $15,735 |
| 5 | $17,623 |
| 6 | $19,738 |
| 7 | $22,107 |
| 8 | $24,760 |
| 9 | $27,731 |
| 10 | $31,058 |
| 11 | $34,785 |
| 12 | $38,960 |
| 13 | $43,635 |
| 14 | $48,871 |
| 15 | $54,736 |
| 16 | $61,304 |
| 17 | $68,660 |
| 18 | $76,900 |
| 19 | $86,128 |
| 20 | $96,463 |
$10,000 for 20 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $12,202 |
| 2% | $14,859 |
| 3% | $18,061 |
| 4% | $21,911 |
| 5% | $26,533 |
| 6% | $32,071 |
| 8% | $46,610 |
| 10% | $67,275 |
| 12% | $96,463 |
| 15% | $163,665 |
| 20% | $383,376 |