$20 at 5% Interest for 40 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 40 years at 5% interest, your initial investment of $20 will have grown to $140.80.
You will have earned $120.80 in interest.
How much will savings of $20 be worth in 40 years if invested at a 5.00% interest rate?
This calculator determines the future value of $20 invested for 40 years at a constant yield of 5.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $20 at 5% Interest
| Year | Amount |
|---|---|
| 0 | $20.00 |
| 1 | $21.00 |
| 2 | $22.05 |
| 3 | $23.15 |
| 4 | $24.31 |
| 5 | $25.53 |
| 6 | $26.80 |
| 7 | $28.14 |
| 8 | $29.55 |
| 9 | $31.03 |
| 10 | $32.58 |
| 11 | $34.21 |
| 12 | $35.92 |
| 13 | $37.71 |
| 14 | $39.60 |
| 15 | $41.58 |
| 16 | $43.66 |
| 17 | $45.84 |
| 18 | $48.13 |
| 19 | $50.54 |
| 20 | $53.07 |
| 21 | $55.72 |
| 22 | $58.51 |
| 23 | $61.43 |
| 24 | $64.50 |
| 25 | $67.73 |
| 26 | $71.11 |
| 27 | $74.67 |
| 28 | $78.40 |
| 29 | $82.32 |
| 30 | $86.44 |
| 31 | $90.76 |
| 32 | $95.30 |
| 33 | $100.06 |
| 34 | $105.07 |
| 35 | $110.32 |
| 36 | $115.84 |
| 37 | $121.63 |
| 38 | $127.71 |
| 39 | $134.10 |
| 40 | $140.80 |
$20 for 40 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $29.78 |
| 2% | $44.16 |
| 3% | $65.24 |
| 4% | $96.02 |
| 5% | $140.80 |
| 6% | $205.71 |
| 8% | $434.49 |
| 10% | $905.19 |
| 12% | $1,861 |
| 15% | $5,357 |
| 20% | $29,395 |