$20,000 at 4% Interest for 20 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 20 years at 4% interest, your initial investment of $20,000 will have grown to $43,822.
You will have earned $23,822 in interest.
How much will savings of $20,000 be worth in 20 years if invested at a 4.00% interest rate?
This calculator determines the future value of $20k invested for 20 years at a constant yield of 4.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $20,000 at 4% Interest
| Year | Amount |
|---|---|
| 0 | $20,000 |
| 1 | $20,800 |
| 2 | $21,632 |
| 3 | $22,497 |
| 4 | $23,397 |
| 5 | $24,333 |
| 6 | $25,306 |
| 7 | $26,319 |
| 8 | $27,371 |
| 9 | $28,466 |
| 10 | $29,605 |
| 11 | $30,789 |
| 12 | $32,021 |
| 13 | $33,301 |
| 14 | $34,634 |
| 15 | $36,019 |
| 16 | $37,460 |
| 17 | $38,958 |
| 18 | $40,516 |
| 19 | $42,137 |
| 20 | $43,822 |
$20,000 for 20 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $24,404 |
| 2% | $29,719 |
| 3% | $36,122 |
| 4% | $43,822 |
| 5% | $53,066 |
| 6% | $64,143 |
| 8% | $93,219 |
| 10% | $134,550 |
| 12% | $192,926 |
| 15% | $327,331 |
| 20% | $766,752 |