$4 at 4% Interest for 20 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 20 years at 4% interest, your initial investment of $4 will have grown to $8.76.
You will have earned $4.76 in interest.
How much will savings of $4 be worth in 20 years if invested at a 4.00% interest rate?
This calculator determines the future value of $4 invested for 20 years at a constant yield of 4.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $4 at 4% Interest
| Year | Amount |
|---|---|
| 0 | $4.00 |
| 1 | $4.16 |
| 2 | $4.33 |
| 3 | $4.50 |
| 4 | $4.68 |
| 5 | $4.87 |
| 6 | $5.06 |
| 7 | $5.26 |
| 8 | $5.47 |
| 9 | $5.69 |
| 10 | $5.92 |
| 11 | $6.16 |
| 12 | $6.40 |
| 13 | $6.66 |
| 14 | $6.93 |
| 15 | $7.20 |
| 16 | $7.49 |
| 17 | $7.79 |
| 18 | $8.10 |
| 19 | $8.43 |
| 20 | $8.76 |
$4 for 20 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $4.88 |
| 2% | $5.94 |
| 3% | $7.22 |
| 4% | $8.76 |
| 5% | $10.61 |
| 6% | $12.83 |
| 8% | $18.64 |
| 10% | $26.91 |
| 12% | $38.59 |
| 15% | $65.47 |
| 20% | $153.35 |