$4 at 4% Interest for 40 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 40 years at 4% interest, your initial investment of $4 will have grown to $19.20.
You will have earned $15.20 in interest.
How much will savings of $4 be worth in 40 years if invested at a 4.00% interest rate?
This calculator determines the future value of $4 invested for 40 years at a constant yield of 4.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $4 at 4% Interest
| Year | Amount |
|---|---|
| 0 | $4.00 |
| 1 | $4.16 |
| 2 | $4.33 |
| 3 | $4.50 |
| 4 | $4.68 |
| 5 | $4.87 |
| 6 | $5.06 |
| 7 | $5.26 |
| 8 | $5.47 |
| 9 | $5.69 |
| 10 | $5.92 |
| 11 | $6.16 |
| 12 | $6.40 |
| 13 | $6.66 |
| 14 | $6.93 |
| 15 | $7.20 |
| 16 | $7.49 |
| 17 | $7.79 |
| 18 | $8.10 |
| 19 | $8.43 |
| 20 | $8.76 |
| 21 | $9.12 |
| 22 | $9.48 |
| 23 | $9.86 |
| 24 | $10.25 |
| 25 | $10.66 |
| 26 | $11.09 |
| 27 | $11.53 |
| 28 | $11.99 |
| 29 | $12.47 |
| 30 | $12.97 |
| 31 | $13.49 |
| 32 | $14.03 |
| 33 | $14.59 |
| 34 | $15.18 |
| 35 | $15.78 |
| 36 | $16.42 |
| 37 | $17.07 |
| 38 | $17.76 |
| 39 | $18.47 |
| 40 | $19.20 |
$4 for 40 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $5.96 |
| 2% | $8.83 |
| 3% | $13.05 |
| 4% | $19.20 |
| 5% | $28.16 |
| 6% | $41.14 |
| 8% | $86.90 |
| 10% | $181.04 |
| 12% | $372.20 |
| 15% | $1,071 |
| 20% | $5,879 |