$40 at 4% Interest for 20 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 20 years at 4% interest, your initial investment of $40 will have grown to $87.64.
You will have earned $47.64 in interest.
How much will savings of $40 be worth in 20 years if invested at a 4.00% interest rate?
This calculator determines the future value of $40 invested for 20 years at a constant yield of 4.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $40 at 4% Interest
| Year | Amount |
|---|---|
| 0 | $40.00 |
| 1 | $41.60 |
| 2 | $43.26 |
| 3 | $44.99 |
| 4 | $46.79 |
| 5 | $48.67 |
| 6 | $50.61 |
| 7 | $52.64 |
| 8 | $54.74 |
| 9 | $56.93 |
| 10 | $59.21 |
| 11 | $61.58 |
| 12 | $64.04 |
| 13 | $66.60 |
| 14 | $69.27 |
| 15 | $72.04 |
| 16 | $74.92 |
| 17 | $77.92 |
| 18 | $81.03 |
| 19 | $84.27 |
| 20 | $87.64 |
$40 for 20 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $48.81 |
| 2% | $59.44 |
| 3% | $72.24 |
| 4% | $87.64 |
| 5% | $106.13 |
| 6% | $128.29 |
| 8% | $186.44 |
| 10% | $269.10 |
| 12% | $385.85 |
| 15% | $654.66 |
| 20% | $1,534 |