$40 at 5% Interest for 40 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 40 years at 5% interest, your initial investment of $40 will have grown to $281.60.
You will have earned $241.60 in interest.
How much will savings of $40 be worth in 40 years if invested at a 5.00% interest rate?
This calculator determines the future value of $40 invested for 40 years at a constant yield of 5.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $40 at 5% Interest
| Year | Amount |
|---|---|
| 0 | $40.00 |
| 1 | $42.00 |
| 2 | $44.10 |
| 3 | $46.31 |
| 4 | $48.62 |
| 5 | $51.05 |
| 6 | $53.60 |
| 7 | $56.28 |
| 8 | $59.10 |
| 9 | $62.05 |
| 10 | $65.16 |
| 11 | $68.41 |
| 12 | $71.83 |
| 13 | $75.43 |
| 14 | $79.20 |
| 15 | $83.16 |
| 16 | $87.31 |
| 17 | $91.68 |
| 18 | $96.26 |
| 19 | $101.08 |
| 20 | $106.13 |
| 21 | $111.44 |
| 22 | $117.01 |
| 23 | $122.86 |
| 24 | $129.00 |
| 25 | $135.45 |
| 26 | $142.23 |
| 27 | $149.34 |
| 28 | $156.81 |
| 29 | $164.65 |
| 30 | $172.88 |
| 31 | $181.52 |
| 32 | $190.60 |
| 33 | $200.13 |
| 34 | $210.13 |
| 35 | $220.64 |
| 36 | $231.67 |
| 37 | $243.26 |
| 38 | $255.42 |
| 39 | $268.19 |
| 40 | $281.60 |
$40 for 40 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $59.55 |
| 2% | $88.32 |
| 3% | $130.48 |
| 4% | $192.04 |
| 5% | $281.60 |
| 6% | $411.43 |
| 8% | $868.98 |
| 10% | $1,810 |
| 12% | $3,722 |
| 15% | $10,715 |
| 20% | $58,791 |