$4,000 at 4% Interest for 20 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 20 years at 4% interest, your initial investment of $4,000 will have grown to $8,764.
You will have earned $4,764 in interest.
How much will savings of $4,000 be worth in 20 years if invested at a 4.00% interest rate?
This calculator determines the future value of $4k invested for 20 years at a constant yield of 4.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $4,000 at 4% Interest
| Year | Amount |
|---|---|
| 0 | $4,000 |
| 1 | $4,160 |
| 2 | $4,326 |
| 3 | $4,499 |
| 4 | $4,679 |
| 5 | $4,867 |
| 6 | $5,061 |
| 7 | $5,264 |
| 8 | $5,474 |
| 9 | $5,693 |
| 10 | $5,921 |
| 11 | $6,158 |
| 12 | $6,404 |
| 13 | $6,660 |
| 14 | $6,927 |
| 15 | $7,204 |
| 16 | $7,492 |
| 17 | $7,792 |
| 18 | $8,103 |
| 19 | $8,427 |
| 20 | $8,764 |
$4,000 for 20 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $4,881 |
| 2% | $5,944 |
| 3% | $7,224 |
| 4% | $8,764 |
| 5% | $10,613 |
| 6% | $12,829 |
| 8% | $18,644 |
| 10% | $26,910 |
| 12% | $38,585 |
| 15% | $65,466 |
| 20% | $153,350 |