$4,000 at 5% Interest for 20 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 20 years at 5% interest, your initial investment of $4,000 will have grown to $10,613.
You will have earned $6,613 in interest.
How much will savings of $4,000 be worth in 20 years if invested at a 5.00% interest rate?
This calculator determines the future value of $4k invested for 20 years at a constant yield of 5.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $4,000 at 5% Interest
| Year | Amount |
|---|---|
| 0 | $4,000 |
| 1 | $4,200 |
| 2 | $4,410 |
| 3 | $4,631 |
| 4 | $4,862 |
| 5 | $5,105 |
| 6 | $5,360 |
| 7 | $5,628 |
| 8 | $5,910 |
| 9 | $6,205 |
| 10 | $6,516 |
| 11 | $6,841 |
| 12 | $7,183 |
| 13 | $7,543 |
| 14 | $7,920 |
| 15 | $8,316 |
| 16 | $8,731 |
| 17 | $9,168 |
| 18 | $9,626 |
| 19 | $10,108 |
| 20 | $10,613 |
$4,000 for 20 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $4,881 |
| 2% | $5,944 |
| 3% | $7,224 |
| 4% | $8,764 |
| 5% | $10,613 |
| 6% | $12,829 |
| 8% | $18,644 |
| 10% | $26,910 |
| 12% | $38,585 |
| 15% | $65,466 |
| 20% | $153,350 |