$5 at 12% Interest for 40 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 40 years at 12% interest, your initial investment of $5 will have grown to $465.25.
You will have earned $460.25 in interest.
How much will savings of $5 be worth in 40 years if invested at a 12.00% interest rate?
This calculator determines the future value of $5 invested for 40 years at a constant yield of 12.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $5 at 12% Interest
| Year | Amount |
|---|---|
| 0 | $5.00 |
| 1 | $5.60 |
| 2 | $6.27 |
| 3 | $7.02 |
| 4 | $7.87 |
| 5 | $8.81 |
| 6 | $9.87 |
| 7 | $11.05 |
| 8 | $12.38 |
| 9 | $13.87 |
| 10 | $15.53 |
| 11 | $17.39 |
| 12 | $19.48 |
| 13 | $21.82 |
| 14 | $24.44 |
| 15 | $27.37 |
| 16 | $30.65 |
| 17 | $34.33 |
| 18 | $38.45 |
| 19 | $43.06 |
| 20 | $48.23 |
| 21 | $54.02 |
| 22 | $60.50 |
| 23 | $67.76 |
| 24 | $75.89 |
| 25 | $85.00 |
| 26 | $95.20 |
| 27 | $106.62 |
| 28 | $119.42 |
| 29 | $133.75 |
| 30 | $149.80 |
| 31 | $167.78 |
| 32 | $187.91 |
| 33 | $210.46 |
| 34 | $235.71 |
| 35 | $264.00 |
| 36 | $295.68 |
| 37 | $331.16 |
| 38 | $370.90 |
| 39 | $415.41 |
| 40 | $465.25 |
$5 for 40 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $7.44 |
| 2% | $11.04 |
| 3% | $16.31 |
| 4% | $24.01 |
| 5% | $35.20 |
| 6% | $51.43 |
| 8% | $108.62 |
| 10% | $226.30 |
| 12% | $465.25 |
| 15% | $1,339 |
| 20% | $7,349 |