$5,000 at 4% Interest for 40 Years
How much money will your investment be worth if you let the interest grow?
Amount
$
Interest Rate
%
Years to Invest
After investing for 40 years at 4% interest, your initial investment of $5,000 will have grown to $24,005.
You will have earned $19,005 in interest.
How much will savings of $5,000 be worth in 40 years if invested at a 4.00% interest rate?
This calculator determines the future value of $5k invested for 40 years at a constant yield of 4.00% compounded annually.
Did Albert Einstein really say "Compound interest is the most powerful force in the universe?"
According to Snopes, the answer is probably not.
Nevertheless, investing money consistently over a long period of time has made many people very rich.
Growth of $5,000 at 4% Interest
| Year | Amount |
|---|---|
| 0 | $5,000 |
| 1 | $5,200 |
| 2 | $5,408 |
| 3 | $5,624 |
| 4 | $5,849 |
| 5 | $6,083 |
| 6 | $6,327 |
| 7 | $6,580 |
| 8 | $6,843 |
| 9 | $7,117 |
| 10 | $7,401 |
| 11 | $7,697 |
| 12 | $8,005 |
| 13 | $8,325 |
| 14 | $8,658 |
| 15 | $9,005 |
| 16 | $9,365 |
| 17 | $9,740 |
| 18 | $10,129 |
| 19 | $10,534 |
| 20 | $10,956 |
| 21 | $11,394 |
| 22 | $11,850 |
| 23 | $12,324 |
| 24 | $12,817 |
| 25 | $13,329 |
| 26 | $13,862 |
| 27 | $14,417 |
| 28 | $14,994 |
| 29 | $15,593 |
| 30 | $16,217 |
| 31 | $16,866 |
| 32 | $17,540 |
| 33 | $18,242 |
| 34 | $18,972 |
| 35 | $19,730 |
| 36 | $20,520 |
| 37 | $21,340 |
| 38 | $22,194 |
| 39 | $23,082 |
| 40 | $24,005 |
$5,000 for 40 Years by Interest Rate
| Rate | Amount |
|---|---|
| 1% | $7,444 |
| 2% | $11,040 |
| 3% | $16,310 |
| 4% | $24,005 |
| 5% | $35,200 |
| 6% | $51,429 |
| 8% | $108,623 |
| 10% | $226,296 |
| 12% | $465,255 |
| 15% | $1,339,318 |
| 20% | $7,348,858 |