$150,000 House at 3.75%

What's the monthly mortgage payment on a $150,000 house? Loan price for a $150,000 house with a 3.75% interest rate.
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Monthly payment = $556
Total yearly payments = $6,669
Payments by Interest Rate
Interest Rate Payment
3.250% $522
3.375% $531
3.500% $539
3.625% $547
3.750% $556
3.875% $564
4.000% $573
4.125% $582
4.250% $590
Payments by Amount Down
% Down Amount Payment
3.5% $5,250 $670
5.0% $7,500 $660
7.5% $11,250 $643
10% $15,000 $625
15% $22,500 $590
20% $30,000 $556
25% $37,500 $521
30% $45,000 $486
50% $75,000 $347
Payments by Loan Length
Length Payment
10 years $1,201
15 years $873
20 years $711
30 years $556
40 years $483
Interest only $375

Can I afford a $150,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $150,000 with a 3.75% loan:

% Down Down Payment Income Required
3.5% $5,250 $39,444
5.0% $7,500 $38,997
7.5% $11,250 $38,253
10% $15,000 $37,509
15% $22,500 $36,020
20% $30,000 $34,532
25% $37,500 $33,043
30% $45,000 $31,554
50% $75,000 $25,600