$30,000 House at 3.75%

What's the monthly mortgage payment on a $30,000 house? Loan price for a $30,000 house with a 3.75% interest rate.
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Monthly payment = $111
Total yearly payments = $1,334
Payments by Interest Rate
Interest Rate Payment
3.250% $104
3.375% $106
3.500% $108
3.625% $109
3.750% $111
3.875% $113
4.000% $115
4.125% $116
4.250% $118
Payments by Amount Down
% Down Amount Payment
3.5% $1,050 $134
5.0% $1,500 $132
7.5% $2,250 $129
10% $3,000 $125
15% $4,500 $118
20% $6,000 $111
25% $7,500 $104
30% $9,000 $97
50% $15,000 $69
Payments by Loan Length
Length Payment
10 years $240
15 years $175
20 years $142
30 years $111
40 years $97
Interest only $75

Can I afford a $30,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $30,000 with a 3.75% loan:

% Down Down Payment Income Required
3.5% $1,050 $7,889
5.0% $1,500 $7,799
7.5% $2,250 $7,651
10% $3,000 $7,502
15% $4,500 $7,204
20% $6,000 $6,906
25% $7,500 $6,609
30% $9,000 $6,311
50% $15,000 $5,120