$50,000 House at 3.75%

What's the monthly mortgage payment on a $50,000 house? Loan price for a $50,000 house with a 3.75% interest rate.
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Monthly payment = $185
Total yearly payments = $2,223
Payments by Interest Rate
Interest Rate Payment
3.250% $174
3.375% $177
3.500% $180
3.625% $182
3.750% $185
3.875% $188
4.000% $191
4.125% $194
4.250% $197
Payments by Amount Down
% Down Amount Payment
3.5% $1,750 $223
5.0% $2,500 $220
7.5% $3,750 $214
10% $5,000 $208
15% $7,500 $197
20% $10,000 $185
25% $12,500 $174
30% $15,000 $162
50% $25,000 $116
Payments by Loan Length
Length Payment
10 years $400
15 years $291
20 years $237
30 years $185
40 years $161
Interest only $125

Can I afford a $50,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $50,000 with a 3.75% loan:

% Down Down Payment Income Required
3.5% $1,750 $13,148
5.0% $2,500 $12,999
7.5% $3,750 $12,751
10% $5,000 $12,503
15% $7,500 $12,007
20% $10,000 $11,511
25% $12,500 $11,014
30% $15,000 $10,518
50% $25,000 $8,533