$70,000 House at 3.75%

What's the monthly mortgage payment on a $70,000 house? Loan price for a $70,000 house with a 3.75% interest rate.
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Monthly payment = $259
Total yearly payments = $3,112
Payments by Interest Rate
Interest Rate Payment
3.250% $244
3.375% $248
3.500% $251
3.625% $255
3.750% $259
3.875% $263
4.000% $267
4.125% $271
4.250% $275
Payments by Amount Down
% Down Amount Payment
3.5% $2,450 $313
5.0% $3,500 $308
7.5% $5,250 $300
10% $7,000 $292
15% $10,500 $276
20% $14,000 $259
25% $17,500 $243
30% $21,000 $227
50% $35,000 $162
Payments by Loan Length
Length Payment
10 years $560
15 years $407
20 years $332
30 years $259
40 years $225
Interest only $175

Can I afford a $70,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $70,000 with a 3.75% loan:

% Down Down Payment Income Required
3.5% $2,450 $18,407
5.0% $3,500 $18,199
7.5% $5,250 $17,851
10% $7,000 $17,504
15% $10,500 $16,809
20% $14,000 $16,115
25% $17,500 $15,420
30% $21,000 $14,725
50% $35,000 $11,947