$80,000 House at 3.75%

What's the monthly mortgage payment on a $80,000 house? Loan price for a $80,000 house with a 3.75% interest rate.
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Monthly payment = $296
Total yearly payments = $3,557
Payments by Interest Rate
Interest Rate Payment
3.250% $279
3.375% $283
3.500% $287
3.625% $292
3.750% $296
3.875% $301
4.000% $306
4.125% $310
4.250% $315
Payments by Amount Down
% Down Amount Payment
3.5% $2,800 $358
5.0% $4,000 $352
7.5% $6,000 $343
10% $8,000 $333
15% $12,000 $315
20% $16,000 $296
25% $20,000 $278
30% $24,000 $259
50% $40,000 $185
Payments by Loan Length
Length Payment
10 years $640
15 years $465
20 years $379
30 years $296
40 years $258
Interest only $200

Can I afford a $80,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $80,000 with a 3.75% loan:

% Down Down Payment Income Required
3.5% $2,800 $21,037
5.0% $4,000 $20,799
7.5% $6,000 $20,402
10% $8,000 $20,005
15% $12,000 $19,211
20% $16,000 $18,417
25% $20,000 $17,623
30% $24,000 $16,829
50% $40,000 $13,653