$100,000 House at 4.00%

What's the monthly mortgage payment on a $100,000 house? Loan price for a $100,000 house with a 4.00% interest rate.
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Monthly payment = $382
Total yearly payments = $4,583
Payments by Interest Rate
Interest Rate Payment
3.500% $359
3.625% $365
3.750% $370
3.875% $376
4.000% $382
4.125% $388
4.250% $394
4.375% $399
4.500% $405
Payments by Amount Down
% Down Amount Payment
3.5% $3,500 $461
5.0% $5,000 $454
7.5% $7,500 $442
10% $10,000 $430
15% $15,000 $406
20% $20,000 $382
25% $25,000 $358
30% $30,000 $334
50% $50,000 $239
Payments by Loan Length
Length Payment
10 years $810
15 years $592
20 years $485
30 years $382
40 years $334
Interest only $267

Can I afford a $100,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $100,000 with a 4.00% loan:

% Down Down Payment Income Required
3.5% $3,500 $26,887
5.0% $5,000 $26,580
7.5% $7,500 $26,069
10% $10,000 $25,557
15% $15,000 $24,534
20% $20,000 $23,511
25% $25,000 $22,488
30% $30,000 $21,465
50% $50,000 $17,373