$150,000 House at 4.00%

What's the monthly mortgage payment on a $150,000 house? Loan price for a $150,000 house with a 4.00% interest rate.
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Monthly payment = $573
Total yearly payments = $6,875
Payments by Interest Rate
Interest Rate Payment
3.500% $539
3.625% $547
3.750% $556
3.875% $564
4.000% $573
4.125% $582
4.250% $590
4.375% $599
4.500% $608
Payments by Amount Down
% Down Amount Payment
3.5% $5,250 $691
5.0% $7,500 $680
7.5% $11,250 $662
10% $15,000 $645
15% $22,500 $609
20% $30,000 $573
25% $37,500 $537
30% $45,000 $501
50% $75,000 $358
Payments by Loan Length
Length Payment
10 years $1,215
15 years $888
20 years $727
30 years $573
40 years $502
Interest only $400

Can I afford a $150,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $150,000 with a 4.00% loan:

% Down Down Payment Income Required
3.5% $5,250 $40,331
5.0% $7,500 $39,871
7.5% $11,250 $39,103
10% $15,000 $38,336
15% $22,500 $36,802
20% $30,000 $35,267
25% $37,500 $33,733
30% $45,000 $32,198
50% $75,000 $26,060