$170,000 House at 4.00%

What's the monthly mortgage payment on a $170,000 house? Loan price for a $170,000 house with a 4.00% interest rate.
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Monthly payment = $649
Total yearly payments = $7,791
Payments by Interest Rate
Interest Rate Payment
3.500% $611
3.625% $620
3.750% $630
3.875% $640
4.000% $649
4.125% $659
4.250% $669
4.375% $679
4.500% $689
Payments by Amount Down
% Down Amount Payment
3.5% $5,950 $783
5.0% $8,500 $771
7.5% $12,750 $751
10% $17,000 $730
15% $25,500 $690
20% $34,000 $649
25% $42,500 $609
30% $51,000 $568
50% $85,000 $406
Payments by Loan Length
Length Payment
10 years $1,377
15 years $1,006
20 years $824
30 years $649
40 years $568
Interest only $453

Can I afford a $170,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $170,000 with a 4.00% loan:

% Down Down Payment Income Required
3.5% $5,950 $45,709
5.0% $8,500 $45,187
7.5% $12,750 $44,317
10% $17,000 $43,448
15% $25,500 $41,709
20% $34,000 $39,969
25% $42,500 $38,230
30% $51,000 $36,491
50% $85,000 $29,534