$180,000 House at 4.00%

What's the monthly mortgage payment on a $180,000 house? Loan price for a $180,000 house with a 4.00% interest rate.
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Monthly payment = $687
Total yearly payments = $8,250
Payments by Interest Rate
Interest Rate Payment
3.500% $647
3.625% $657
3.750% $667
3.875% $677
4.000% $687
4.125% $698
4.250% $708
4.375% $719
4.500% $730
Payments by Amount Down
% Down Amount Payment
3.5% $6,300 $829
5.0% $9,000 $816
7.5% $13,500 $795
10% $18,000 $773
15% $27,000 $730
20% $36,000 $687
25% $45,000 $645
30% $54,000 $602
50% $90,000 $430
Payments by Loan Length
Length Payment
10 years $1,458
15 years $1,065
20 years $873
30 years $687
40 years $602
Interest only $480

Can I afford a $180,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $180,000 with a 4.00% loan:

% Down Down Payment Income Required
3.5% $6,300 $48,397
5.0% $9,000 $47,845
7.5% $13,500 $46,924
10% $18,000 $46,003
15% $27,000 $44,162
20% $36,000 $42,320
25% $45,000 $40,479
30% $54,000 $38,638
50% $90,000 $31,272