$200,000 House at 4.00%

What's the monthly mortgage payment on a $200,000 house? Loan price for a $200,000 house with a 4.00% interest rate.
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Monthly payment = $764
Total yearly payments = $9,166
Payments by Interest Rate
Interest Rate Payment
3.500% $718
3.625% $730
3.750% $741
3.875% $752
4.000% $764
4.125% $775
4.250% $787
4.375% $799
4.500% $811
Payments by Amount Down
% Down Amount Payment
3.5% $7,000 $921
5.0% $10,000 $907
7.5% $15,000 $883
10% $20,000 $859
15% $30,000 $812
20% $40,000 $764
25% $50,000 $716
30% $60,000 $668
50% $100,000 $477
Payments by Loan Length
Length Payment
10 years $1,620
15 years $1,184
20 years $970
30 years $764
40 years $669
Interest only $533

Can I afford a $200,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $200,000 with a 4.00% loan:

% Down Down Payment Income Required
3.5% $7,000 $53,775
5.0% $10,000 $53,161
7.5% $15,000 $52,138
10% $20,000 $51,115
15% $30,000 $49,069
20% $40,000 $47,023
25% $50,000 $44,977
30% $60,000 $42,931
50% $100,000 $34,746