$380,000 House at 4.00%

What's the monthly mortgage payment on a $380,000 house? Loan price for a $380,000 house with a 4.00% interest rate.
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Monthly payment = $1,451
Total yearly payments = $17,416
Payments by Interest Rate
Interest Rate Payment
3.500% $1,365
3.625% $1,386
3.750% $1,408
3.875% $1,430
4.000% $1,451
4.125% $1,473
4.250% $1,495
4.375% $1,518
4.500% $1,540
Payments by Amount Down
% Down Amount Payment
3.5% $13,300 $1,751
5.0% $19,000 $1,723
7.5% $28,500 $1,678
10% $38,000 $1,633
15% $57,000 $1,542
20% $76,000 $1,451
25% $95,000 $1,361
30% $114,000 $1,270
50% $190,000 $907
Payments by Loan Length
Length Payment
10 years $3,078
15 years $2,249
20 years $1,842
30 years $1,451
40 years $1,271
Interest only $1,013

Can I afford a $380,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $380,000 with a 4.00% loan:

% Down Down Payment Income Required
3.5% $13,300 $102,172
5.0% $19,000 $101,006
7.5% $28,500 $99,062
10% $38,000 $97,118
15% $57,000 $93,231
20% $76,000 $89,343
25% $95,000 $85,456
30% $114,000 $81,568
50% $190,000 $66,018