$70,000 House at 4.00%

What's the monthly mortgage payment on a $70,000 house? Loan price for a $70,000 house with a 4.00% interest rate.
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Monthly payment = $267
Total yearly payments = $3,208
Payments by Interest Rate
Interest Rate Payment
3.500% $251
3.625% $255
3.750% $259
3.875% $263
4.000% $267
4.125% $271
4.250% $275
4.375% $280
4.500% $284
Payments by Amount Down
% Down Amount Payment
3.5% $2,450 $322
5.0% $3,500 $317
7.5% $5,250 $309
10% $7,000 $301
15% $10,500 $284
20% $14,000 $267
25% $17,500 $251
30% $21,000 $234
50% $35,000 $167
Payments by Loan Length
Length Payment
10 years $567
15 years $414
20 years $339
30 years $267
40 years $234
Interest only $187

Can I afford a $70,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $70,000 with a 4.00% loan:

% Down Down Payment Income Required
3.5% $2,450 $18,821
5.0% $3,500 $18,606
7.5% $5,250 $18,248
10% $7,000 $17,890
15% $10,500 $17,174
20% $14,000 $16,458
25% $17,500 $15,742
30% $21,000 $15,026
50% $35,000 $12,161