$80,000 House at 4.00%

What's the monthly mortgage payment on a $80,000 house? Loan price for a $80,000 house with a 4.00% interest rate.
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Monthly payment = $306
Total yearly payments = $3,667
Payments by Interest Rate
Interest Rate Payment
3.500% $287
3.625% $292
3.750% $296
3.875% $301
4.000% $306
4.125% $310
4.250% $315
4.375% $320
4.500% $324
Payments by Amount Down
% Down Amount Payment
3.5% $2,800 $369
5.0% $4,000 $363
7.5% $6,000 $353
10% $8,000 $344
15% $12,000 $325
20% $16,000 $306
25% $20,000 $286
30% $24,000 $267
50% $40,000 $191
Payments by Loan Length
Length Payment
10 years $648
15 years $473
20 years $388
30 years $306
40 years $267
Interest only $213

Can I afford a $80,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $80,000 with a 4.00% loan:

% Down Down Payment Income Required
3.5% $2,800 $21,510
5.0% $4,000 $21,264
7.5% $6,000 $20,855
10% $8,000 $20,446
15% $12,000 $19,628
20% $16,000 $18,809
25% $20,000 $17,991
30% $24,000 $17,172
50% $40,000 $13,899