$100,000 House at 4.25%

What's the monthly mortgage payment on a $100,000 house? Loan price for a $100,000 house with a 4.25% interest rate.
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Monthly payment = $394
Total yearly payments = $4,723
Payments by Interest Rate
Interest Rate Payment
3.750% $370
3.875% $376
4.000% $382
4.125% $388
4.250% $394
4.375% $399
4.500% $405
4.625% $411
4.750% $417
Payments by Amount Down
% Down Amount Payment
3.5% $3,500 $475
5.0% $5,000 $467
7.5% $7,500 $455
10% $10,000 $443
15% $15,000 $418
20% $20,000 $394
25% $25,000 $369
30% $30,000 $344
50% $50,000 $246
Payments by Loan Length
Length Payment
10 years $820
15 years $602
20 years $495
30 years $394
40 years $347
Interest only $283

Can I afford a $100,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $100,000 with a 4.25% loan:

% Down Down Payment Income Required
3.5% $3,500 $27,488
5.0% $5,000 $27,172
7.5% $7,500 $26,645
10% $10,000 $26,118
15% $15,000 $25,064
20% $20,000 $24,009
25% $25,000 $22,955
30% $30,000 $21,901
50% $50,000 $17,684