$130,000 House at 4.25%

What's the monthly mortgage payment on a $130,000 house? Loan price for a $130,000 house with a 4.25% interest rate.
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Monthly payment = $512
Total yearly payments = $6,139
Payments by Interest Rate
Interest Rate Payment
3.750% $482
3.875% $489
4.000% $497
4.125% $504
4.250% $512
4.375% $519
4.500% $527
4.625% $535
4.750% $543
Payments by Amount Down
% Down Amount Payment
3.5% $4,550 $617
5.0% $6,500 $608
7.5% $9,750 $592
10% $13,000 $576
15% $19,500 $544
20% $26,000 $512
25% $32,500 $480
30% $39,000 $448
50% $65,000 $320
Payments by Loan Length
Length Payment
10 years $1,065
15 years $782
20 years $644
30 years $512
40 years $451
Interest only $368

Can I afford a $130,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $130,000 with a 4.25% loan:

% Down Down Payment Income Required
3.5% $4,550 $35,735
5.0% $6,500 $35,323
7.5% $9,750 $34,638
10% $13,000 $33,953
15% $19,500 $32,583
20% $26,000 $31,212
25% $32,500 $29,842
30% $39,000 $28,471
50% $65,000 $22,990