$150,000 House at 4.25%

What's the monthly mortgage payment on a $150,000 house? Loan price for a $150,000 house with a 4.25% interest rate.
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Monthly payment = $590
Total yearly payments = $7,084
Payments by Interest Rate
Interest Rate Payment
3.750% $556
3.875% $564
4.000% $573
4.125% $582
4.250% $590
4.375% $599
4.500% $608
4.625% $617
4.750% $626
Payments by Amount Down
% Down Amount Payment
3.5% $5,250 $712
5.0% $7,500 $701
7.5% $11,250 $683
10% $15,000 $664
15% $22,500 $627
20% $30,000 $590
25% $37,500 $553
30% $45,000 $517
50% $75,000 $369
Payments by Loan Length
Length Payment
10 years $1,229
15 years $903
20 years $743
30 years $590
40 years $520
Interest only $425

Can I afford a $150,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $150,000 with a 4.25% loan:

% Down Down Payment Income Required
3.5% $5,250 $41,232
5.0% $7,500 $40,758
7.5% $11,250 $39,967
10% $15,000 $39,177
15% $22,500 $37,595
20% $30,000 $36,014
25% $37,500 $34,433
30% $45,000 $32,852
50% $75,000 $26,527