$180,000 House at 4.25%

What's the monthly mortgage payment on a $180,000 house? Loan price for a $180,000 house with a 4.25% interest rate.
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Monthly payment = $708
Total yearly payments = $8,501
Payments by Interest Rate
Interest Rate Payment
3.750% $667
3.875% $677
4.000% $687
4.125% $698
4.250% $708
4.375% $719
4.500% $730
4.625% $740
4.750% $751
Payments by Amount Down
% Down Amount Payment
3.5% $6,300 $854
5.0% $9,000 $841
7.5% $13,500 $819
10% $18,000 $797
15% $27,000 $753
20% $36,000 $708
25% $45,000 $664
30% $54,000 $620
50% $90,000 $443
Payments by Loan Length
Length Payment
10 years $1,475
15 years $1,083
20 years $892
30 years $708
40 years $624
Interest only $510

Can I afford a $180,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $180,000 with a 4.25% loan:

% Down Down Payment Income Required
3.5% $6,300 $49,479
5.0% $9,000 $48,909
7.5% $13,500 $47,961
10% $18,000 $47,012
15% $27,000 $45,114
20% $36,000 $43,217
25% $45,000 $41,319
30% $54,000 $39,422
50% $90,000 $31,832