$200,000 House at 4.25%

What's the monthly mortgage payment on a $200,000 house? Loan price for a $200,000 house with a 4.25% interest rate.
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Monthly payment = $787
Total yearly payments = $9,445
Payments by Interest Rate
Interest Rate Payment
3.750% $741
3.875% $752
4.000% $764
4.125% $775
4.250% $787
4.375% $799
4.500% $811
4.625% $823
4.750% $835
Payments by Amount Down
% Down Amount Payment
3.5% $7,000 $949
5.0% $10,000 $935
7.5% $15,000 $910
10% $20,000 $885
15% $30,000 $836
20% $40,000 $787
25% $50,000 $738
30% $60,000 $689
50% $100,000 $492
Payments by Loan Length
Length Payment
10 years $1,639
15 years $1,204
20 years $991
30 years $787
40 years $694
Interest only $567

Can I afford a $200,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $200,000 with a 4.25% loan:

% Down Down Payment Income Required
3.5% $7,000 $54,976
5.0% $10,000 $54,344
7.5% $15,000 $53,290
10% $20,000 $52,235
15% $30,000 $50,127
20% $40,000 $48,019
25% $50,000 $45,910
30% $60,000 $43,802
50% $100,000 $35,369