$330,000 House at 4.25%

What's the monthly mortgage payment on a $330,000 house? Loan price for a $330,000 house with a 4.25% interest rate.
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Monthly payment = $1,299
Total yearly payments = $15,585
Payments by Interest Rate
Interest Rate Payment
3.750% $1,223
3.875% $1,241
4.000% $1,260
4.125% $1,279
4.250% $1,299
4.375% $1,318
4.500% $1,338
4.625% $1,357
4.750% $1,377
Payments by Amount Down
% Down Amount Payment
3.5% $11,550 $1,567
5.0% $16,500 $1,542
7.5% $24,750 $1,502
10% $33,000 $1,461
15% $49,500 $1,380
20% $66,000 $1,299
25% $82,500 $1,218
30% $99,000 $1,136
50% $165,000 $812
Payments by Loan Length
Length Payment
10 years $2,704
15 years $1,986
20 years $1,635
30 years $1,299
40 years $1,145
Interest only $935

Can I afford a $330,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $330,000 with a 4.25% loan:

% Down Down Payment Income Required
3.5% $11,550 $90,711
5.0% $16,500 $89,667
7.5% $24,750 $87,928
10% $33,000 $86,188
15% $49,500 $82,710
20% $66,000 $79,231
25% $82,500 $75,752
30% $99,000 $72,273
50% $165,000 $58,359