$380,000 House at 4.25%

What's the monthly mortgage payment on a $380,000 house? Loan price for a $380,000 house with a 4.25% interest rate.
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Monthly payment = $1,495
Total yearly payments = $17,946
Payments by Interest Rate
Interest Rate Payment
3.750% $1,408
3.875% $1,430
4.000% $1,451
4.125% $1,473
4.250% $1,495
4.375% $1,518
4.500% $1,540
4.625% $1,563
4.750% $1,586
Payments by Amount Down
% Down Amount Payment
3.5% $13,300 $1,804
5.0% $19,000 $1,776
7.5% $28,500 $1,729
10% $38,000 $1,682
15% $57,000 $1,589
20% $76,000 $1,495
25% $95,000 $1,402
30% $114,000 $1,309
50% $190,000 $935
Payments by Loan Length
Length Payment
10 years $3,114
15 years $2,287
20 years $1,882
30 years $1,495
40 years $1,318
Interest only $1,077

Can I afford a $380,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $380,000 with a 4.25% loan:

% Down Down Payment Income Required
3.5% $13,300 $104,455
5.0% $19,000 $103,253
7.5% $28,500 $101,250
10% $38,000 $99,247
15% $57,000 $95,241
20% $76,000 $91,236
25% $95,000 $87,230
30% $114,000 $83,224
50% $190,000 $67,201