$70,000 House at 4.25%

What's the monthly mortgage payment on a $70,000 house? Loan price for a $70,000 house with a 4.25% interest rate.
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Monthly payment = $275
Total yearly payments = $3,306
Payments by Interest Rate
Interest Rate Payment
3.750% $259
3.875% $263
4.000% $267
4.125% $271
4.250% $275
4.375% $280
4.500% $284
4.625% $288
4.750% $292
Payments by Amount Down
% Down Amount Payment
3.5% $2,450 $332
5.0% $3,500 $327
7.5% $5,250 $319
10% $7,000 $310
15% $10,500 $293
20% $14,000 $275
25% $17,500 $258
30% $21,000 $241
50% $35,000 $172
Payments by Loan Length
Length Payment
10 years $574
15 years $421
20 years $347
30 years $275
40 years $243
Interest only $198

Can I afford a $70,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $70,000 with a 4.25% loan:

% Down Down Payment Income Required
3.5% $2,450 $19,242
5.0% $3,500 $19,020
7.5% $5,250 $18,651
10% $7,000 $18,282
15% $10,500 $17,544
20% $14,000 $16,807
25% $17,500 $16,069
30% $21,000 $15,331
50% $35,000 $12,379