$80,000 House at 4.25%

What's the monthly mortgage payment on a $80,000 house? Loan price for a $80,000 house with a 4.25% interest rate.
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Monthly payment = $315
Total yearly payments = $3,778
Payments by Interest Rate
Interest Rate Payment
3.750% $296
3.875% $301
4.000% $306
4.125% $310
4.250% $315
4.375% $320
4.500% $324
4.625% $329
4.750% $334
Payments by Amount Down
% Down Amount Payment
3.5% $2,800 $380
5.0% $4,000 $374
7.5% $6,000 $364
10% $8,000 $354
15% $12,000 $335
20% $16,000 $315
25% $20,000 $295
30% $24,000 $275
50% $40,000 $197
Payments by Loan Length
Length Payment
10 years $656
15 years $481
20 years $396
30 years $315
40 years $278
Interest only $227

Can I afford a $80,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $80,000 with a 4.25% loan:

% Down Down Payment Income Required
3.5% $2,800 $21,990
5.0% $4,000 $21,737
7.5% $6,000 $21,316
10% $8,000 $20,894
15% $12,000 $20,051
20% $16,000 $19,207
25% $20,000 $18,364
30% $24,000 $17,521
50% $40,000 $14,148