$130,000 House at 4.50%

What's the monthly mortgage payment on a $130,000 house? Loan price for a $130,000 house with a 4.50% interest rate.
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Monthly payment = $527
Total yearly payments = $6,323
Payments by Interest Rate
Interest Rate Payment
4.000% $497
4.125% $504
4.250% $512
4.375% $519
4.500% $527
4.625% $535
4.750% $543
4.875% $550
5.000% $558
Payments by Amount Down
% Down Amount Payment
3.5% $4,550 $636
5.0% $6,500 $626
7.5% $9,750 $609
10% $13,000 $593
15% $19,500 $560
20% $26,000 $527
25% $32,500 $494
30% $39,000 $461
50% $65,000 $329
Payments by Loan Length
Length Payment
10 years $1,078
15 years $796
20 years $658
30 years $527
40 years $468
Interest only $390

Can I afford a $130,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $130,000 with a 4.50% loan:

% Down Down Payment Income Required
3.5% $4,550 $36,527
5.0% $6,500 $36,104
7.5% $9,750 $35,398
10% $13,000 $34,692
15% $19,500 $33,281
20% $26,000 $31,869
25% $32,500 $30,458
30% $39,000 $29,046
50% $65,000 $23,401