$150,000 House at 4.50%

What's the monthly mortgage payment on a $150,000 house? Loan price for a $150,000 house with a 4.50% interest rate.
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Monthly payment = $608
Total yearly payments = $7,296
Payments by Interest Rate
Interest Rate Payment
4.000% $573
4.125% $582
4.250% $590
4.375% $599
4.500% $608
4.625% $617
4.750% $626
4.875% $635
5.000% $644
Payments by Amount Down
% Down Amount Payment
3.5% $5,250 $733
5.0% $7,500 $722
7.5% $11,250 $703
10% $15,000 $684
15% $22,500 $646
20% $30,000 $608
25% $37,500 $570
30% $45,000 $532
50% $75,000 $380
Payments by Loan Length
Length Payment
10 years $1,244
15 years $918
20 years $759
30 years $608
40 years $539
Interest only $450

Can I afford a $150,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $150,000 with a 4.50% loan:

% Down Down Payment Income Required
3.5% $5,250 $42,147
5.0% $7,500 $41,658
7.5% $11,250 $40,844
10% $15,000 $40,030
15% $22,500 $38,401
20% $30,000 $36,772
25% $37,500 $35,144
30% $45,000 $33,515
50% $75,000 $27,001