$180,000 House at 4.50%

What's the monthly mortgage payment on a $180,000 house? Loan price for a $180,000 house with a 4.50% interest rate.
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Monthly payment = $730
Total yearly payments = $8,756
Payments by Interest Rate
Interest Rate Payment
4.000% $687
4.125% $698
4.250% $708
4.375% $719
4.500% $730
4.625% $740
4.750% $751
4.875% $762
5.000% $773
Payments by Amount Down
% Down Amount Payment
3.5% $6,300 $880
5.0% $9,000 $866
7.5% $13,500 $844
10% $18,000 $821
15% $27,000 $775
20% $36,000 $730
25% $45,000 $684
30% $54,000 $638
50% $90,000 $456
Payments by Loan Length
Length Payment
10 years $1,492
15 years $1,102
20 years $911
30 years $730
40 years $647
Interest only $540

Can I afford a $180,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $180,000 with a 4.50% loan:

% Down Down Payment Income Required
3.5% $6,300 $50,576
5.0% $9,000 $49,990
7.5% $13,500 $49,013
10% $18,000 $48,036
15% $27,000 $46,081
20% $36,000 $44,127
25% $45,000 $42,173
30% $54,000 $40,218
50% $90,000 $32,401