$290,000 House at 4.50%

What's the monthly mortgage payment on a $290,000 house? Loan price for a $290,000 house with a 4.50% interest rate.
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Monthly payment = $1,176
Total yearly payments = $14,106
Payments by Interest Rate
Interest Rate Payment
4.000% $1,108
4.125% $1,124
4.250% $1,141
4.375% $1,158
4.500% $1,176
4.625% $1,193
4.750% $1,210
4.875% $1,228
5.000% $1,245
Payments by Amount Down
% Down Amount Payment
3.5% $10,150 $1,418
5.0% $14,500 $1,396
7.5% $21,750 $1,359
10% $29,000 $1,322
15% $43,500 $1,249
20% $58,000 $1,176
25% $72,500 $1,102
30% $87,000 $1,029
50% $145,000 $735
Payments by Loan Length
Length Payment
10 years $2,404
15 years $1,775
20 years $1,468
30 years $1,176
40 years $1,043
Interest only $870

Can I afford a $290,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $290,000 with a 4.50% loan:

% Down Down Payment Income Required
3.5% $10,150 $81,484
5.0% $14,500 $80,539
7.5% $21,750 $78,965
10% $29,000 $77,391
15% $43,500 $74,242
20% $58,000 $71,093
25% $72,500 $67,945
30% $87,000 $64,796
50% $145,000 $52,201