$80,000 House at 4.50%

What's the monthly mortgage payment on a $80,000 house? Loan price for a $80,000 house with a 4.50% interest rate.
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Monthly payment = $324
Total yearly payments = $3,891
Payments by Interest Rate
Interest Rate Payment
4.000% $306
4.125% $310
4.250% $315
4.375% $320
4.500% $324
4.625% $329
4.750% $334
4.875% $339
5.000% $344
Payments by Amount Down
% Down Amount Payment
3.5% $2,800 $391
5.0% $4,000 $385
7.5% $6,000 $375
10% $8,000 $365
15% $12,000 $345
20% $16,000 $324
25% $20,000 $304
30% $24,000 $284
50% $40,000 $203
Payments by Loan Length
Length Payment
10 years $663
15 years $490
20 years $405
30 years $324
40 years $288
Interest only $240

Can I afford a $80,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $80,000 with a 4.50% loan:

% Down Down Payment Income Required
3.5% $2,800 $22,478
5.0% $4,000 $22,218
7.5% $6,000 $21,783
10% $8,000 $21,349
15% $12,000 $20,481
20% $16,000 $19,612
25% $20,000 $18,743
30% $24,000 $17,875
50% $40,000 $14,400