$100,000 House at 4.75%

What's the monthly mortgage payment on a $100,000 house? Loan price for a $100,000 house with a 4.75% interest rate.
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Monthly payment = $417
Total yearly payments = $5,008
Payments by Interest Rate
Interest Rate Payment
4.250% $394
4.375% $399
4.500% $405
4.625% $411
4.750% $417
4.875% $423
5.000% $429
5.125% $436
5.250% $442
Payments by Amount Down
% Down Amount Payment
3.5% $3,500 $503
5.0% $5,000 $496
7.5% $7,500 $483
10% $10,000 $469
15% $15,000 $443
20% $20,000 $417
25% $25,000 $391
30% $30,000 $365
50% $50,000 $261
Payments by Loan Length
Length Payment
10 years $839
15 years $622
20 years $517
30 years $417
40 years $373
Interest only $317

Can I afford a $100,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $100,000 with a 4.75% loan:

% Down Down Payment Income Required
3.5% $3,500 $28,717
5.0% $5,000 $28,381
7.5% $7,500 $27,822
10% $10,000 $27,264
15% $15,000 $26,146
20% $20,000 $25,028
25% $25,000 $23,910
30% $30,000 $22,792
50% $50,000 $18,321