$130,000 House at 4.75%

What's the monthly mortgage payment on a $130,000 house? Loan price for a $130,000 house with a 4.75% interest rate.
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Monthly payment = $543
Total yearly payments = $6,510
Payments by Interest Rate
Interest Rate Payment
4.250% $512
4.375% $519
4.500% $527
4.625% $535
4.750% $543
4.875% $550
5.000% $558
5.125% $566
5.250% $574
Payments by Amount Down
% Down Amount Payment
3.5% $4,550 $654
5.0% $6,500 $644
7.5% $9,750 $627
10% $13,000 $610
15% $19,500 $576
20% $26,000 $543
25% $32,500 $509
30% $39,000 $475
50% $65,000 $339
Payments by Loan Length
Length Payment
10 years $1,090
15 years $809
20 years $672
30 years $543
40 years $484
Interest only $412

Can I afford a $130,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $130,000 with a 4.75% loan:

% Down Down Payment Income Required
3.5% $4,550 $37,332
5.0% $6,500 $36,896
7.5% $9,750 $36,169
10% $13,000 $35,443
15% $19,500 $33,989
20% $26,000 $32,536
25% $32,500 $31,083
30% $39,000 $29,630
50% $65,000 $23,817